There are three probable events.
A = "clear weather" = $0.60$, B = "rainy" = $0.39 $, C = "snowy" = $0.01 $
The probability of coming in a accident on one of theese conditions are respectably
$0.001$ on clear weather, $0.003$ on rainy and $0.009$ on a snowy day.
What is the probability of coming in a accident?
Here i just multiply each of the conditional probabilities, and come up with a answer of $0.0019$.
$$P(A) \times 0.001 + P(B) \times 0.003 + P(C) \times 0.009 = 0.0019 $$
Now that answer is correct, but the second one is really hard to understand. It goes as follows. Given that you get in an accident, what are the probability that snowy weather was the reason?