Recall that how we derive a Cartesian equation for a 3-dimensional plane. We are given a plane in $\mathbb{R}^{3}$, a point $(x_{0},y_{0},z_{0})$ on it, and a normal vector $(a,b,c)$ of the plane (which presupposes $a,b,c$ are not all zero.). Then any vector on the plane takes the form $(x-x_{0}, y-y_{0}, z-z_{0})$ and is perpendicular to $(a,b,c)$. So
$$
(a,b,c)\cdot (x-x_{0},y-y_{0},z-z_{0}) = ax + by + cz + (-ax_{0} - by_{0} - cz_{0}) = 0.
$$
Let $d:= -ax_{0} - by_{0}-cz_{0}$. Then we get a Cartesian equation $ax+by+cz + d = 0$ for the plane under consideration.
Geometrically, if exactly two of $a,b,c$ are $=0$, say $a=b=0$ without loss of generality, then we have $cz +d = 0$, i.e. $z = -d/c$, so the plane is just a shift of the xy-plane along with the $z$-axis.
The derivation above does not allow of $a=b=c=0$.
However, though logically one can argue that $(0,0,0)$ can be a normal vector of any plane, this is indeed only a trivial case of interest to be ruled out. If you want, you can view $(0,0,0)$ as a degenerate 3-dimensional plane.