- The probability all $20$ boxes are missing a particular figurine is $\left(\frac45\right)^{20}$
- The probability all $20$ boxes are missing two particular figurines is $\left(\frac35\right)^{20}$
- The probability all $20$ boxes are missing three particular figurines is $\left(\frac25\right)^{20}$
So the probability that three particular figurines are in the $20$ boxes is $$1-3\times \left(\frac45\right)^{20} +3 \times \left(\frac35\right)^{20} - \left(\frac25\right)^{20} \approx 0.96552$$
This is not the same as the simple multiplication $\left(1-\left(\frac45\right)^{20}\right)^3 \approx 0.96581$ though it is not far away because $\left(1-\left(\frac45\right)^{20}\right)^3 = 1-3\times \left(\frac45\right)^{20} +3 \times \left(\frac45\right)^{40} - \left(\frac45\right)^{60}$ and the two right hand terms in each expression are small