Let $A,B$ be any $n\times n$ matrices over any field $F$ and $\lambda\in F$, non-zero.
Consider then the matrix $A+\lambda B$. I was trying to prove that the characteristic polynomial of this matrix is $$x^n + p_1(\lambda)x^{n-1} + \cdots + p_n(\lambda )$$ where $p_i(\lambda)$ are polynomials of degree $\leq i$ in $\lambda$.
I intuitively made it clear in the following way: assume simple case - $A$ being $0$; then think of this matrix $\lambda B$ with entries in $F$ as a matrix with entries in $\bar{F}$; we can conjugate it to an upper triangular matrix of the form $$\begin{bmatrix} \lambda b_{11} & * & \cdots & *\\ 0 & \lambda b_{22} & & * \\ & & \ddots & \\ 0 & 0 & \cdots & \lambda b_{nn}\end{bmatrix}.$$ Then the characteristic polynomial of this matrix is $$(x-\lambda b_{11}) (x-\lambda b_{22}) \cdots (x-\lambda b_{nn})$$ which, after expansion, is easily seen to satisfy the desired expectation.
But, here, I did use of two facts: (1) Assumed $A=0$. (2) Looked the matrix over algebraic closure of field of consideration.
In general, how can we argue without considering these specific cases or just staying in the field $F$?