In computing the limit there is no need to expand in Taylor series. You can use L'Hospital directly on $\frac{\sin(n)}{n\cos(n)}.$ Just take derivative of top and bottom and get $\frac{\cos(n)}{\cos(n) + n\sin(n)} \to 1$
However, if you want to justify doing your limit computations on the Taylor series, you're right to be careful. For instance if instead of $n\to 0$ it were $n\to\infty,$ and say you wanted to take $$ \lim_{n\to\infty} e^{-n}= \lim_{n\to\infty} \sum_{j=0}^\infty \frac{(-n)^{j}}{j!}.$$ Then moving the limit inside would be disasterous.
But when you're taking the limit $n\to0$ of a taylor series $f(n) = \sum a_jn^j$ it's generally perfectly okay to plug in $n=0$ when taking the limit and get $\lim_{n\to 0}f(n) = a_0.$ In other words, the Taylor series is continuous at zero.
To see this, note that all your power series in question have a nonzero radius of convergence and thus converge uniformly on some neighborhood of the origin. This immediately implies continuity of power series in this neighborhood (and thus at the origin) since it's the uniform limit of polynomials (which are continuous). This uniformness also justifies you differentiating term-by term.