Let's extend on your example:
Let $n \in \mathbb N$ and $e_n$ be the $\ell^2$-series which is equal to $1$ at the $n$th place and equal to $0$ everywhere else, e.g. $e_1=(1,0,\dots), e_2=(0,1,0,\dots)$ and so on.
Then $Te_n = (0,0,\dots,\frac{1}{n}\cdot1,0,\dots)= \frac{1}{n}e_n,$ which means that $\frac{1}{n}$ is an eigenvalue with the eigenvector $e_n$, i.e. it is part of the point spectrum of $T$.
Thus, the spectrum of $T$ contains at least $\{1,\frac{1}{2},\frac{1}{3},\dots\}=\{\frac{1}{n}, n \in \mathbb N\}$. Since the spectrum of $T$ is closed (why?), also accumulation points of the spectrum are part of the spectrum. In this case, $\lim_{n \rightarrow \infty} \frac{1}{n}=0$.
So, we have that $0$ is a point of the spectrum of $T$. But is it an eigenvalue, i.e. a member of the point spectrum? If it were, there would be some nonzero $x =(x_1,x_2,\dots) \in \ell^2$ such that $Te = 0\cdot e = 0$, i.e.
$$Tx=(x_1,\frac{x_2}{2}, \frac{x_3}{3}, \dots) = (0,0,0,\dots),$$
which means that $x_1=x_2=x_3=\dots=0,$ which shows that there cannot exist an eigenvector, thus $0$ is not an eigenvalue.
To restate: $\sigma(T)\supset \{\frac{1}{n}:n \in \mathbb N\}\cup \{0\}$ (in fact, it's equal, but that beyond the scope of this answer) and $\{\frac{1}{n}:n \in \mathbb N\}$ are eigenvalues (i.e. members of the point spectrum) and $0$ is a spectral point, but not a member of the point spectrum.