the question is roughly this;
A bank requires you to have a 4 digit pin, and a 6 digit/ character password which includes lower and upper case letters. Upon logging in the bank requests 3 digits from your pin and 3 digits from your password, what is the probability some will access your bank account in 3 attempts?
For the pin, the probability is $\frac{1}{1000}$, and for the password the probability is $\frac{1}{62\cdot62\cdot62}=\frac{1}{238328}$.
The probability of guessing both correctly and access the bank account is $\frac{1}{238328000}$.
The solution states that because you have three attempts, the probability to access the account is $$\frac{3}{n}=\frac{3}{238328000}.$$
I think this is wrong however, and the reason is because you wouldn't try the same guess another two times so I think the correct answer is actually, $$\frac{1}{238328000}+\frac{1}{238327999}+\frac{1}{238327998}.$$
Who is right?