Let $(x,y) \in (X\times Y)-(B \times D)$
The $x \in X$ and $y \in Y$.
Case 1: $x \not \in B$ then $x \in (X-B)\times Y\subset (X-B)\times Y \cup X \times (Y-D)$
Case 2: $x \in B$. Then $y \not \in D$ else $(x,y) \in B \times D$ which is a contradiction. So $(x,y) \in X \times (Y-D)\subset (X-B)\times Y \cup X \times (Y-D)$
So $(X\times Y)-(B \times D) \subset (X-B)\times Y \cup X \times (Y-D)$....
If $(x,y) \in (X-B)\times Y \cup X \times (Y-D)$ then either $(x,y) \in (X-B)\times Y$ or $(x,y) \in X \times (Y-D)$ and either way $x\in X$ and $y \in Y$.
If $(x,y) \in (X-B)\times Y$ then $x \in X - B$ so $x \not \in B$ so $(x, y) \not \in B \times D$ so $(x,y) \in (X\times Y)-(B \times D)$
If $(x,y) \in X \times (Y-D)$ then $y \in Y-D$ and $y \not \in D$ so $(x,y) \not \in B\times D$ so $(x,y) \in (X\times Y) - (B-D)$.
So $(X-B)\times Y \cup X \times (Y-D) = (X\times Y) - (B\times D)$.
So the sets are equal.