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This question was created in a discussion.

Let $X$ be a topological space. Denote by $C(X; \mathbb{R})$ the ring of real-valued continuous functions defined on $X.$

Characterize those compact Hausdorff spaces $X$ for which $C(X; \mathbb{R})$ has the property that all of its prime ideals are maximal.

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These are exactly the finite spaces.

Completely regular topological spaces $X$ with the property that every prime ideal in $C(X)$ is maximal are called $P$-spaces. A topological characterization is: every $G_{\delta}$-set (countable intersection of open sets) is itself open.

It is not hard to show that countable subsets of $P$-spaces are closed and discrete. It follows that countably compact and in particular compact $P$-spaces are finite.

For a long list of equivalent characterizations and basic properties of $P$-spaces consult exercises 4J and 4K on pages 62 and 63 of Gillman-Jerison, Rings of continuous functions, Springer GTMĀ 43, 1976.

In the MO-thread on prime ideals in $C[0,1]$ you'll also find some relevant information and constructions.